Inflection Point - Unlocking growth in the era of farmer finance

Laura Goldman, Michael Tsan, Radoslava Dogandjieva, Clara Colina, Sanat Daga, Virginia Woolworth
The MasterCard Foundation, USAID, Dalberg, Initiative for Smallholder Finance

The study provides a sophisticated picture of how the smallholder finance space currently operates by describing the key actors and the nature of their interactions, and conceptualizing these in a new "industry model." The study identifies market frictions across the major components of the “industry model” that continue to inhibit smallholder farmers’ access to financial services and opportunities for removing them, and rallies sector actors around the need for more collective action than ever before.